Oliver POS doesn't have a partnership with Apple Pay. It supports Apple Pay the same way any WooCommerce store does — through the WooCommerce gateway plugin that already surfaces Apple Pay (Stripe, Adyen, Mollie, Square, and others), opened inside Oliver's in-POS browser view at the counter. Apple Pay is the wallet, not the gateway. The cashier rings the sale, Oliver opens the gateway's hosted checkout, the customer authenticates on an iPhone or Apple Watch, and the transaction confirms. Nothing in that flow is Oliver-specific; it's the same Apple Pay surface Apple already certifies for the web.
What Apple Pay is, exactly
Apple Pay is a digital wallet operated by Apple. On the web — including inside a POS browser view — it surfaces as a button that triggers a Face ID or Touch ID prompt on a paired Apple device. The actual card on file is processed by whichever payment gateway the merchant uses. Apple Pay only handles the wallet UI, the device-level authentication, and a tokenised version of the card number. That distinction matters: Apple Pay is not a gateway and has no fees of its own. The merchant's existing rate with Stripe, Adyen, Mollie, Square, or whichever processor they use applies identically whether the customer typed a card number or tapped their phone.
In retail, Apple Pay matters because card-present-style behaviour now exists on the web. The customer doesn't read out a CVV, doesn't fish a card out of a wallet, doesn't type anything. They authenticate on a device they already trust. For a Point of Sale at the counter, that closes the gap between a card terminal and a hosted online checkout almost entirely.
How Oliver POS opens Apple Pay at the counter
The cashier scans or selects items in Oliver's register screen, taps Checkout, and chooses the payment method tied to a gateway that has Apple Pay enabled. Oliver opens the gateway's hosted checkout inside an in-POS browser view — a focused webview locked to that sale, kiosk-style.
The Apple Pay button appears on the page. The customer either taps it on the cashier's device or scans a link to their own iPhone, then authenticates with Face ID or Touch ID. The gateway captures the tokenised card, posts the authorisation back, and Oliver writes the order to WooCommerce with the correct line items, taxes, and tender type. The receipt prints. The cashier never sees a card number. That whole loop is the Apple Pay WooCommerce POS flow in a single sale.
The Apple Pay WooCommerce plugin — what Oliver rides on
Apple Pay doesn't ship a standalone WooCommerce plugin, because it isn't a standalone gateway. It surfaces from whichever gateway plugin the merchant already runs. The common ones are the WooCommerce Stripe Payment Gateway, Adyen Payment Module for WooCommerce, Mollie Payments for WooCommerce, and WooCommerce Square. Each of those exposes Apple Pay automatically once the merchant verifies their domain in the gateway's dashboard and toggles the wallet on.
Domain verification is the one Apple-specific step. The gateway provides a verification file (apple-developer-merchantid-domain-association) to host at /.well-known/ on the WooCommerce domain. Apple then certifies that domain to surface the Apple Pay button. Since Oliver opens the gateway's hosted page on the same domain as the WooCommerce store, verification happens once and applies to every checkout — online, mobile, and at the counter.
If the merchant also wants to take cards or Apple Pay against the cashier's own iPhone as a contactless reader, that's Tap to Pay on iPhone via Stripe Terminal — a separate, hardware-free option that can run alongside the Apple Pay WooCommerce POS flow.
Why Apple Pay is a good fit
Apple's installed base in North America, the UK, and Australia is dense enough that Apple Pay is effectively table stakes at the counter. The upside in an Apple Pay WooCommerce POS setup is conversion speed: a wallet-based tap closes faster than a typed-out card, and customers who can't find their physical card in a queue can still pay.
It's also a strong fit for tourists who don't want to swipe a foreign card, for shoppers wary of exposing card details on a public-facing screen, and for any fashion or food business where the speed of the tap shapes the experience. There is no extra cost to enabling it beyond the gateway's normal rate, and no risk in turning it on — if the customer doesn't have an Apple device, the page falls back to card entry or whichever other methods are configured.
What this is NOT
Oliver doesn't partner with Apple. There's no co-marketing, no rev-share, no exclusive arrangement, no certification that exempts Oliver merchants from Apple's standard requirements. Oliver doesn't charge a markup on Apple Pay transactions — every cent of fee goes to the merchant's chosen gateway at the rate they signed up for. Oliver isn't the merchant of record on the receipt; the merchant's bank and the gateway are. Oliver is the Point of Sale software that opens the gateway's hosted page at the counter, and that is the entire scope of the integration.
Setup in 4 steps
- Pick the WooCommerce gateway you already use (Stripe, Adyen, Mollie, Square) and install its plugin from WordPress.org if it isn't already on the store.
- In the gateway's dashboard, enable Apple Pay and complete domain verification by hosting the
.well-knownfile on your WooCommerce domain. - Add the gateway as a payment method in Oliver's POS settings so it appears on the register checkout screen.
- Run a test sale: open Oliver, ring up an item, select the gateway, confirm the Apple Pay button appears in the in-POS browser view, complete it, then refund the test sale once the order writes back to WooCommerce.
FAQ
Does Oliver POS partner with Apple Pay?
No. Apple Pay is enabled by the merchant's underlying WooCommerce gateway, and Oliver simply opens that gateway's hosted page at the counter. There is no contractual or commercial relationship between Oliver and Apple.
Does Oliver charge a markup on Apple Pay?
No. The merchant pays the gateway's published rate on each transaction and Oliver takes nothing on top. Apple Pay itself adds no per-transaction fee beyond what the gateway already charges.
Do I need separate Apple Pay credentials?
No. Apple Pay credentials live inside the gateway dashboard (Stripe, Adyen, Mollie, Square). Once the domain is verified there, Apple Pay surfaces automatically in any checkout — including the one Oliver opens at the counter.
Can I accept Apple Pay contactlessly on the cashier's iPhone?
That's Tap to Pay on iPhone, available via Stripe Terminal. It uses different APIs from the in-POS browser view flow but can run alongside the Apple Pay WooCommerce POS path on the same store.
Oliver POS works with whichever WooCommerce-compatible gateway your store already runs. Browse the gateway list on /payments/, see the full integrations page, read the product details, compare plans on /pricing/, and try Oliver POS free for 30 days at /demo/.