Oliver Pay · Powered by Stripe

One rate. Every channel.

Oliver Pay is the payments layer built into every Oliver account. One onboarding, one dashboard, one reconciliation — working across your register, your terminals, your iPhone, and your WooCommerce checkout.

Start accepting payments See the rates
Infrastructure by Stripe
Amount due $48.20
Tap to pay
OLIVER PAY
Espresso$4.20
Sourdough$9.00
Pastry box$35.00
Total$48.20
Paid · Visa ··4821
Oliver Pay
$48.20
Tap to Pay on iPhone
Hold card near top
Cancel
Transparent pricing · United States

Two rates. That's it.

Rates shown are for standard domestic cards — the same headline price Stripe publishes for your market. Premium and international cards carry the small uplifts noted below.

Online · card-not-present

2.9%+ 30¢ per transaction

For every sale on your WooCommerce checkout — cards, Apple Pay, Google Pay, Link, the works.

  • Every Stripe payment method included
  • Built-in fraud protection (Stripe Radar)
  • 3D Secure when required, handled automatically
  • Instant payout available
Most used

In person · card-present

2.7%+ 5¢ per transaction

At the counter, kerbside, or on the market stall — terminals, Tap to Pay, anything card-present.

  • Verifone terminals + Tap to Pay on iPhone/Android
  • Contactless, chip, and swipe — all at the same rate
  • Cash Discount & surcharge programs available
  • Tip adjust, partial refund, void — all one tap
No monthly fee
Pay only when you sell
No credit check
Onboard in minutes
No hidden statement fees
The rate is the rate
No long-term contract
Cancel any time
  • International cards: +1.5% · Currency conversion: +1%
  • Tap to Pay on iPhone/Android included at the in-person rate
Every method your customers expect

Take every card. Every wallet. Every time.

Oliver Pay ships with the full Stripe payment stack enabled out of the box — from Visa to Apple Pay to Afterpay to Link. Turn any of them on with a switch.

Visa
Mastercard
American Express
Discover
Apple Pay
Google Pay
Link by Stripe
Afterpay
PayPal
Klarna
Cash App Pay
ACH debit
Terminals & devices

Hardware that just works.

Pre-certified, pre-paired, pre-encrypted. Plug it in, connect to Oliver, and start taking cards. No processor approvals, no terminal programming, no calling support.

Countertop
Tap to pay $48.20
Verifone

S700

The flagship countertop terminal. 5.5" touch screen, contactless + chip + swipe, receipt printer, built-in 4G backup.

  • Tap, dip, swipe
  • Built-in printer
  • Wi-Fi + 4G fallback
  • PCI PTS 6.x certified
$359one-time · ships in 2 days
Mobile
Approved $16.40
Verifone

V660P

The handheld terminal for markets, kerbside, and delivery. Goes anywhere, lasts all day on a single charge.

  • All-day battery
  • 4G + Wi-Fi
  • IP54 splash resistant
  • Pair to the iPad via Oliver
$289one-time · ships in 2 days
Zero hardware
$48.20
Tap to pay
Hold near top
iPhone · Android

Tap to Pay

Turn the phone in your pocket into a card reader. No dongle, no puck, no charging cable. Works on iPhone XS+ and Android 11+.

  • Zero hardware
  • Same 2.7% rate
  • Apple Pay & Google Pay ready
  • Included on every plan
$0free with Oliver Pay
Omnichannel by default

Online or in store — same Oliver Pay.

One customer, one record

The same card saved online buys at the counter. Loyalty, returns, and receipts follow the customer across every channel.

One dashboard. One payout.

Every sale — register, terminal, iPhone, checkout — lands in the same ledger. One payout arrives in your bank, reconciled by default.

Refund anywhere

A customer who bought online can return in person. Staff scan the order, Oliver Pay refunds the original card. Done.

Instant payouts

Turn on instant payouts and settle to a linked debit card in minutes — Sundays, holidays, and the Friday of a long weekend included.

Oliver Pay
one ledger
Online
Register
Mobile
Terminal
Not ready for Oliver Pay?

No hard feelings. Keep your gateway.

If you've already wired up PayPal, Square, Authorize.Net or one of 60+ other WooCommerce gateways — Oliver respects that. Point-of-sale transactions fall through to whatever you've configured on the Woo side. Keep your rate, keep your processor, use Oliver on top.

See supported gateways
Stripe
PayPal
Square
Authorize.Net
Braintree
Amazon Pay
Worldpay
Adyen
Mollie
Klarna
Afterpay
+ 50 more
FAQ

The honest answers.

Is Oliver Pay actually Stripe?
Oliver Pay is built on Stripe Connect — we use Stripe's rails for processing, payouts, and compliance, and add the retail-specific workflow on top (reconciliation with WooCommerce, cross-channel refunds, terminal fleet management, reporting). You get Stripe's reliability with a retail product wrapped around it.
Do I need a merchant account?
No. Onboarding with Oliver Pay sets up everything you need — takes about 4 minutes, just your business details and a bank account for payouts. No credit check, no paperwork.
How fast are payouts?
Standard payouts are 2 business days. Instant payouts can settle in minutes for a 1% fee — includes weekends and bank holidays.
What if a customer disputes a charge?
Disputes are handled through the Oliver dashboard with Stripe's tooling in the background. We surface what evidence to submit and when — most in-person transactions with a chip or tap reader are nearly impossible to dispute in the first place.
Can I offer Cash Discount or Surcharge?
Yes — Oliver supports both programs (where legal by state). The discount or surcharge is calculated and displayed to the customer automatically, with compliant receipts.
What happens if my internet goes down?
Oliver keeps selling. Card payments queue on the terminal and submit when you're back online. Cash and other tender types work entirely offline. Sync catches up when the connection returns.
Is there a minimum monthly fee?
No. No monthly processing minimum, no PCI compliance fee, no chargeback fee (disputes are handled per-case). Pay only when a card is swiped.

Ready to take your first Oliver Pay transaction?

Onboard in 4 minutes. No credit check. No monthly fee. Free Tap to Pay on every plan.

Start accepting payments