Worldpay (FIS) for WooCommerce POS

Worldpay was the in-house payment processing division of the Royal Bank of Scotland in the 1980s, spun out, listed, and eventually acquired by Vantiv (now FIS). It still processes a significant slice of all UK card transactions and has a strong US business. For a WooCommerce merchant in the UK or a US merchant who came in through a bank-issued merchant account, Worldpay is often the default payment processor.

The Worldpay WooCommerce plugin uses Worldpay's hosted "Business Gateway" page. When the cashier picks Worldpay on the Oliver register, Oliver opens that hosted page inside the in-POS browser view. The customer enters their card (or taps Apple Pay/Google Pay), Worldpay processes the payment, and Oliver creates the WooCommerce order. PCI scope is kept minimal because the card data lives only on Worldpay's domain.

For UK and EU sales subject to PSD2, the Worldpay hosted page handles 3-D Secure 2 step-up authentication automatically. The customer is presented with their bank's OTP or biometric challenge inside the in-POS browser view, completes it, and the charge goes through. The cashier doesn't need to know anything about SCA.

Choose Worldpay on Oliver POS if you're a UK retailer with an existing Worldpay merchant account, a US merchant who came in through an FIS bank product, or any merchant who already negotiated a competitive Worldpay deal and doesn't want to start over.