One rate. Every channel.
Oliver Pay is the payments layer built into every Oliver account. One onboarding, one dashboard, one reconciliation — working across your register, your terminals, your iPhone, and your WooCommerce checkout.
Two rates. That's it.
Rates shown are for standard local cards — the same headline price Stripe publishes for your market. Premium and international cards have small additional charges as noted below.
Online · card-not-present
For every sale on your WooCommerce checkout — cards, Apple Pay, Google Pay, Link, everything.
- All Stripe payment methods included
- Built-in fraud protection (Stripe Radar)
- 3D Secure handled automatically when required
- Instant payouts available
In-person · card-present
At the counter, curbside, or at a market stall — terminals, Tap to Pay, anything card-present.
- Verifone terminals + Tap to Pay on iPhone/Android
- Contactless, chip, and swipe — all at the same rate
- Cash Discount & surcharge programs available
- Adjust tips, partial refunds, voids — all in one tap.
- International cards: +1.5% · Currency conversion: +1%
- Tap to Pay on iPhone/Android included at the in-person rate
Take every card. Every wallet. Every time.
Oliver Pay ships with the full Stripe payment stack enabled out of the box — from Visa to Apple Pay to Afterpay to Link. Turn any of them on with a switch.
Hardware that just works.
Pre-certified, pre-paired, pre-encrypted. Plug it in, connect to Oliver, and start taking cards. No processor approvals, no terminal programming, no calling support.
S700
The flagship countertop terminal. 5.5" touchscreen, contactless + chip + swipe, receipt printer, built-in 4G backup.
- Tap, dip, swipe
- Built-in printer
- Wi-Fi + 4G fallback
- PCI PTS 6.x certified
V660P
The handheld terminal for markets, kerbside, and delivery. Goes anywhere, lasts all day on a single charge.
- All-day battery
- 4G + Wi-Fi
- IP54 splash resistant
- Pair to the iPad via Oliver
Tap to Pay
Turn the phone in your pocket into a card reader. No dongle, no puck, no charging cable. Works on iPhone XS+ and Android 11+.
- Zero hardware
- Same 2.7% rate
- Apple Pay & Google Pay ready
- Included on every plan
Online or in store — same Oliver Pay.
One customer, one record
The same card saved online can be used at the counter. Loyalty, returns, and receipts follow the customer across every channel.
One dashboard. One payout.
Every sale — register, terminal, iPhone, checkout — lands in the same ledger. One payout arrives in your bank, reconciled by default.
Refund anywhere
A customer who bought online can return in person. Staff scan the order, Oliver Pay refunds the original card. Done.
Instant payouts
Turn on instant payouts and settle to a linked debit card in minutes — Sundays, holidays, and the Friday of a long weekend included.
No hard feelings. Keep your gateway.
If you've already set up PayPal, Square, Authorize.Net or one of 60+ other WooCommerce gateways — Oliver respects that. Point-of-sale transactions fall through to whatever you've configured on the Woo side. Keep your rate, keep your processor, use Oliver on top.
See supported gatewaysHonest answers.
Is Oliver Pay actually Stripe?
Do I need a merchant account?
How fast are payouts?
What if a customer disputes a charge?
Can I offer Cash Discount or Surcharge?
What happens if my internet goes down?
Is there a minimum monthly fee?
Ready to take your first Oliver Pay transaction?
Onboard in 4 minutes. No credit check. No monthly fee. Free Tap to Pay on every plan.
Start accepting payments